When you are preparing to apply for a loan, the credit institute among other things wants to have information on the client’s civil status: personal loans and asset communion represent an important combination for the purposes of the assessment, since the marriage bond and the chosen regime for the assets in common between the two spouses inevitably influence the applicant’s balance sheet.
Apply for personal loans with CUD is an option for all those who do not fall into the category of permanent employees, and who instead of the last two paychecks can therefore attach this certification of income to the application for funding. in addition to the tax code and the identity document, for the purposes of the assessment of the bank.
When we speak of personal loans with a single signature, we generally refer to all those loans for which the simple signature of the holder is sufficient to obtain the go-ahead for the payment of capital, without having to resort to an additional personal guarantee represented by a third party guarantor acting as guarantor, thus replacing the principal debtor in the event of failure to pay the repayment installments.
Personal loans referred to as Crif are a real possibility for the so-called bad payers, although certainly financial companies and credit institutions are not inclined to grant loans to those who do not have a good credit rating, but fortunately there are some formulas that allow more easily provision of loans to bad payers.
Whenever we ask for a loan,
Personal loans to pensioners are an increasingly tangible reality of the Italian credit market, with banks and financial companies offering the opportunity for those who have left the world of work to obtain a sum of money in order to meet their needs personal or family, being able to take advantage of special agreements with social security institutions that bring in interest rates more advantageous than those of “normal”
The credit market is basically divided between finalized loans and unfinalized personal loans : the first are loans raised at retailers of goods and services for the purpose of delaying payment over time, in which the retailer offers his customers a purchase of the goods in installments receiving a commission or commission for the business of procuring customers from the financial company,
Inps Inpdap personal loans represent an attractive financing solution for those who can benefit from the funds made available by the social security institution: this is in fact a type of loan reserved for employees and retirees of the public administration, as well as their family. Once these services were provided by the Inpdap, but after the absorption of this entity along with other “industry”,
Are personal loans deductible ? The question is indeed rather complex and deserves to be thoroughly investigated. There is in fact no single answer to this question, and we can preliminarily say that personal loans are deductible only in some cases : by definition, since these loans are not finalized, for example, for consumer credit,
The world of personal loans is very large and varied, both for the types of products that the various lenders offer to customers, both for the formulas through which to realize the depreciation of the capital provided: a branch far from the secondary world credit is made up of personal loans with a salary or salary allowance,
In a situation like the one that has been created in our country, tied up between the ongoing economic crisis and the ongoing revolution in the world of work, obtaining a loan can be quite complicated , especially if you are not able to present the guarantees required.
Even in this case, however,